- Texas Health And Life Insurance Practice Test
- Health And Life Insurance License
- Texas Health And Life Exam
Need of a License: An individual who is acting as an agent or producer needs a license to sell life and health insurance in Texas. Who Grants a License: Licenses are granted by the. Qualifications to receive a License: Individuals who wish to obtain an insurance license in the State of Texas: 1.
Be at least eighteen (18) years of age. Be a resident of the state.
3. Register to take exam and pay fee. Make a fingerprint reservation. Pass the examination. Get fingerprinted.
- Your Exam Content Outline - Prometric. If searched for a book Texas health and life insurance practice guide in pdf form, then you've come to loyal site.
- Anyone who wishes to sell, procure or craft insurance policies within the state of Texas must take and pass the Texas General Lines Life, Accident and Health Insurance Exam.
Apply for a license. Fingerprint Instructions: Each candidate taking a Texas Insurance examination must be fingerprinted. All fingerprints taken for TDI at Pearson VUE test centers or MorphoTrust locations are electronically transmitted to the DPS and the FBI for criminal history background checks. A fingerprint processing fee is required to cover the costs of the criminal history reports. Candidates may be fingerprinted in conjunction with an examination at Pearson VUE Centers. Before making an appointment to be fingerprinted, candidates must first print and complete the FAST Pass form from TDI’s website at You will need the information from the FAST Pass form when making your electronic fingerprint appointment.
A candidate may also be fingerprinted at MorphoTrust USA locations not dependent on a Pearson VUE exam schedule. Candidates may contact MorphoTrust for digital fingerprints: MorphoTrust, USA Phone: (888) 467-2080. Applying for the Producer Exam: It is highly recommended that the be reviewed, and special attention be given to the content outlines (available at www.pearsonvue.com), before taking an examination. The State of Texas utilizes to develop and administer its insurance licensing examination program. Online reservations are the most efficient way for candidates to schedule their examination. Candidates must go to to make an online reservation for an examination. Candidates may call (888) 754-7667 to make an exam reservation by phone.
Life & Health Exam Information and Life & Health. Life and health insurance professionals to. Our Life and Health Exam Study Guide and Practice.
Test Information: A scaled score of 70 is required to pass the exam. Each examination is based on a detailed content outline of topics, subtopics, and references to applicable state laws, statutes and regulations. The contains specific content information beyond the following general outlines: LIFE – GENERAL KNOWLEDGE CONTENT (50 scoreable questions plus 10 pretest questions) I. TYPES OF POLICIES (12) A. Traditional whole life products B. Interest/market-sensitive life products C. Combination plans and variations II.
POLICY RIDERS, PROVISIONS, OPTIONS, AND EXCLUSIONS (19) A. Policy riders B. Policy provisions and options C. Policy exclusions III. COMPLETING THE APPLICATION, UNDERWRITING, AND DELIVERING THE POLICY (11) A. Completing the application B.
Underwriting C. Delivering the policy IV. TAXES, RETIREMENT, AND OTHER INSURANCE CONCEPTS (8) A. Third-party ownership B. Group life insurance C. Retirement plans D. Life insurance needs analysis/suitability E.
Social Security benefits and taxes F. Tax treatment of insurance premiums, proceeds, and dividends TEXAS-SPECIFIC LIFE CONTENT OUTLINE - State, Statutes, Rules and Regulations (35 scoreable questions plus 5 pretest questions) I. TEXAS STATUTES AND RULES COMMON TO LIFE AND HEALTH INSURANCE A. Commissioner of Insurance B.
Insurance definitions C. Licensing requirements D. Marketing practices E. Agent duties/responsibilities II. TEXAS STATUTES AND RULES PERTINENT TO LIFE INSURANCE ONLY A. Marketing and Solicitation B. Policy provisions C.
Group life D. Credit life E. Nonforfeiture law LIFE AND HEALTH-GENERAL KNOWLEDGE CONTENT OUTLINE - Product Knowledge, Terms and Concepts (100 scoreable questions plus 20 pretest questions) I. TYPES OF LIFE POLICIES A.
Traditional whole life products B. Interest/market-sensitive life products C. Combination plans and variations II. LIFE POLICY RIDERS, PROVISIONS, OPTIONS, AND EXCLUSIONS A.
Policy riders B. Policy provisions and options C.
Policy exclusions III. COMPLETING THE APPLICATION, UNDERWRITING, AND DELIVERING THE LIFE POLICY A. Completing the application B. Underwriting C.
Delivering the policy IV. TAXES, RETIREMENT, AND OTHER LIFE INSURANCE CONCEPTS A. Third-party ownership B.
Group life insurance C. Retirement plans D. Life insurance needs analysis/suitability E. Social Security benefits and taxes F.
Tax treatment of insurance premiums, proceeds, and dividends V. TYPES OF HEALTH POLICIES A. Disability income B. Accidental death and dismemberment C. Medical expense insurance D. Medicare supplement policies E.
Group insurance F. Long Term Care (LTC) G. Limited Benefit Plans VI. HEALTH POLICY PROVISIONS, CLAUSES, AND RIDERS A. Mandatory provisions B.
Texas Health And Life Insurance Practice Test
Optional provisions C. Other provisions and clauses D. Rights of renewability VII.
SOCIAL INSURANCE A. Social Security benefits VIII. OTHER HEALTH INSURANCE CONCEPTS A. Total, partial, and residual disability B. Owner’s rights C. Dependent children benefits D.
Primary and contingent beneficiaries E. Modes of premium payments F. Nonduplication and coordination of benefits G. Occupational vs.
Non-occupational H. Tax treatment of premiums and proceeds of insurance contracts I. Managed care J. Workers Compensation K. Subrogation IX.
FIELD UNDERWRITING PROCEDURES A. Completing application and obtaining necessary signatures B.
Explaining sources of insurability information C. Initial premium payment and receipt and consequences of the receipt D. Submitting application to company for underwriting E. Ensuring delivery of policy and related documents to client F. Explaining policy and its provisions, riders, exclusions, and ratings to clients G. Replacement H.
Contract law LIFE and HEALTH AGENT STATE SPECIFIC CONTENT OUTLINE (25 scoreable questions plus 5 pretest questions) I. TEXAS STATUTES AND RULES COMMON TO LIFE AND HEALTH INSURANCE A. Commissioner of Insurance B. Insurance definitions C. Licensing requirements D.
Marketing practices E. Agent duties/responsibilities II. TEXAS STATUTES AND RULES PERTINENT TO LIFE INSURANCE ONLY A.
Health And Life Insurance License
Marketing and Solicitation B. Policy provisions C. Group life D. Credit life E. Nonforfeiture law III. TEXAS STATUTES AND RULES PERTINENT TO ACCIDENT AND HEALTH INSURANCE ONLY A.
Required policy provisions B. Medicare supplement C.
AIDS testing requirements D. Long Term Care E. Small group health insurance F. Certificate of Coverage IV. TEXAS STATUTES AND RULES PERTINENT TO HEALTH MAINTENANCE ORGANIZATIONS A. Definitions B. Evidence of coverage C.
Nonrenewal/cancellation D. Enrollment How to Apply for the License: To apply electronically candidates can go online to Sircon. Manual mercedes benz 815d.
Or, mail completed paper applications to: DataStream Technologies 18568 Forty Six Parkway, Suite 2001 Spring Branch, TX 78070 Phone: (888) 325-6580 State Licensing Information: Texas Department of Insurance 333 Guadalupe Austin, TX 78701 Phone: (512) 322-3503 Fax: (512) 490-1029 Pearson VUE Licensing Information: Pearson VUE Texas Insurance Attn: Regulatory Program 5601 Green Valley Dr. Bloomington, MN 55437 (888) 754-7667 License Renewal Requirements: Individual Producer licenses must be renewed every two years and there is a continuing education requirement. Applicable Regulations: Life and health insurance agents in Texas are regulated by the. For more information on life and health insurance agent licensing and exam preparation, go to Tests.com’s.
And take Tests.com’s free. For life and health insurance agent exam preparation products, such as study guides, flashcards and courses, go to Tests.com’s listings.
. Texas Licensing classes from CPMI - We are on your side every step of the way to make becoming a licensed insurance agent as easy as possible. Through years of experience, CPMI Professional Development has created quality material and classes to ensure an excellent experience in working towards your insurance license in Texas.
As such, CPMI offers high quality insurance licensing preparation to help you pass the exam the first time you take it. We invite you to join with the thousands of others who have discovered what CPMI Professional Development has to offer and see exactly how we can help you learn how to pass the Texas insurance licensing exam at the right time and pace for you. Insurance Classes Self-Study Options Texas insurance licensing procedures are determined by the Texas State Department of Insurance. CPMI Professional Development is a provider of self-study materials to help you learn what you need to know to pass the state exam at your convenience and at the speed that is right for you. This great online study system combines a review of textbook materials with classroom-style video seminars online. Our course instructors have over twenty years experience in the industry of insurance, helping licensing candidates in Texas just like you. The at home solution for your insurance licensing needs was developed by experienced licensing professionals.
Prepare at the office or in the comfort of your own home using CPMI's comprehensive textbooks or by studying with our online video review and audio CD prelicensing seminars. Classes in Life and Health or Property and Casualty. Pass the state administered examination the first time or your money back! Texas Insurance Licensing We recognize our responsibility to both our customers and the Texas residents they will someday serve to provide thorough, quality prelicensing course offerings to help our students not just pass the licensing exam, but to be able to do their job the best way possible. We offer an array of instruction choices via the internet including self-study textbooks. We also have Audio CD/MP3 and online video seminars to simulate an at-your-convenience classroom setting.
Call today for more information so we can help you find the materials best suited for you. As an insurance licensing student at CPMI, we commit to professional, ethical, courteous conduct with timely service and clear, accurate, consistent information.
Texas Health And Life Exam
With our study anywhere materials, CPMI has the one-stop solution for your insurance prelicensing needs. With our CDs, textbooks, online video reviews, and web-based study options, CPMI Professional Development can provide the tools necessary for you to pass the Texas licensing exam on your first attempt so you can work! We offer courses in TX in Property and Casualty, Life, and Life and Health. Please note: Texas does not have a Health pre-licensing exam.